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General Overview

In Lebanon, motor insurance is a necessity for responsible driving. It’s designed to protect you, your vehicle, and other motorists on the road. In case of an unforeseen accident or theft, you would benefit from coverage for financial losses and damage done to your vehicle, including protection against potential medical expenses and damages caused to a third party during the collision. In short, by taking the appropriate measure to safeguard your costly car investment, you would finally gain some well-deserved peace of mind, with one of the most comprehensive motor insurance solutions in Lebanon.

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Coverages

Third-Party Liability – Bodily Injuries (Compulsory)

For private car owners in Lebanon, this policy provides you with compensation for bodily injuries that you may cause to a third party in the case of a covered accident. Limit - up to 500,000 USD.

Third-Party Liability – Material Damages

As a private car owner in Lebanon, The LIA Assurex TPL policy provides compensation for material damages you may cause to a third party when you meet with a covered accident. You can select and go for one of the two options we offer:

Limit 1 – up to 500,000 USD (Cash)

Limit 2 – up to 1,000,000 USD (Cash)


Both of our options cover:

  • Medical expenses of family members, limited to 2,000 USD.
  • Decease of family members, limited to 10,000 USD.
  • Material damages to third-party vehicles caused by the explosion or fire of the insured car.
  • Towing services in the event of an accident or the vehicle’s mechanical malfunction.
Total Loss

In Lebanon, replacing a damaged vehicle with a new equivalent is sometimes more cost-effective. The car is declared a total loss when its estimated repair expenses exceed 65% of the vehicle’s value.

All Risks

This LIA Assurex policy is the policy that covers your private car from any risk. The compensation you get includes your vehicle's covered registration fees, protection against fires, theft, damages, and material damage your insured car may cause to any third party. When you choose this policy, you basically protect your finances, health, and overall life.

The policy features we offer you fall under three affordable plans – Platinum, Golden, and Silver - tailored for drivers in Lebanon.

Explore your options and choose the plan you need here.

Motor Political Violence

We understand that your car is one of your most valuable possessions.

Our Motor Political Violence insurance protects your vehicle from damage caused by politically-motivated events in Lebanon such as terrorism, strikes, sabotage, civil unrest, insurrection, coup d'état, revolution, rebellion, mutiny, and civil war.

Whether your car is insured or not, take advantage of our standalone product & protect your car from any loss or damage!

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Benefits

Benefits Third-Party Liability - Bodily Injuries Third-Party Liability - Material Damages Total Loss All Risks
Bodily injuries to third parties as per the compulsory law
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Material damages to third parties up to a certain limit
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Own damage
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Fire
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Theft
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Hold up
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Family members medical expenses and death
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Fire and explosion to third parties up to the third-party material damage limit
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Registration fees
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Road assistance
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Agency repair
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No depreciation
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Natural perils (storm,
tempest, flood and hail)
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Partial theft
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Valet parking
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Replacement car
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Litigation expenses
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Additional cover for passengers not covered in compulsory policy
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Strikes, Riot and Civil Commotion for car value ≥ $ 50,000
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Scratching & Denting for car value ≥ $ 50,000
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(Frequently Asked Questions)