General Overview
No matter how mindful we are about our health, we are still vulnerable to catching diseases and falling into unexpected illnesses or accidents. The potential ensuing hospitalization costs can sometimes be significant. But, worry not.
As leading experts in the Medical Insurance field in Lebanon, LIA Assurex provides policies covering a vast scope of medical care expenses. Whether you get hospitalized following an accident, an illness, or any medical emergency, our plans protect you fully and take away additional stress. Get insured, protect yourself and your family, and keep living your best life.
Coverages
LIA Assurex offers Panacea Ultra, a full-network coverage plan providing exceptional inpatient care, emergency treatments, and ambulatory services.
As an insured first-class member and in the event of an accident or sudden medical emergency during your travel, you also benefit from a direct billing worldwide insurance cover, subject to your general terms & conditions.
LIA Assurex clients benefit from a unique partnership with SAMU Du Liban, offering 24/7 free medical assistance. This collaboration underscores the value-added services we provide as a leading insurance company in Lebanon.
For more info, check SAMU du Liban E-Brochure
LIA Assurex's Panacea Essential offers tailor-made coverage suitable for your most essential and basic medical needs, at reduced costs, and from a limited network of qualified service providers in Lebanon.
The following network entities are generally excluded from your Panacea Essential inpatient hospitalization coverage: AUBMC, CMC.
Designed with comprehensive covers and a reduced tariff to meet the needs of all clients, HDF Santé is the newest offering to LIA Assurex’s range of medical insurance products.
This product is the result of a symbiotic partnership between Hotel Dieu De France and LIA Assurex, which guarantees exceptional customer service through a dedicated office located at Hotel Dieu. Our office handles all aspects of the product, from underwriting to claims administration.
The network of hospitals covered under the HDF Santé plan covers all the hospitals within USJ-HDF network within Lebanon (currently includes Hotel Dieu de France (HDF), Mgr Cortbawi, Notre Dame De La Paix, Tel Chiha & St. Charles hospitals), demonstrating LIA Assurex's extensive medical insurance network.
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Benefits
| Benefits | Panacea Ultra | Panacea Essential |
|---|---|---|
In patient cover | ||
Unlimited financial hospitalization limitation |  | |
War and terrorism | | |
Workmen compensation medical expenses | | |
Internal prosthesis  | | |
Maternity coverage | | |
New born child (baby LIA Assurex) | | |
Incubator | | |
Congenital cases (baby LIA Assurex) | | |
Congenital cases (non-baby LIA Assurex) | | |
Clinical surgeries | | |
Nursing at home | | |
Parental accommodation | | |
Organ transplantation | | |
Breast reconstructive surgery | | |
Morgue and burial expenses | | |
Sleep disorders & polysomnography | | |
Infertility | | |
Sexually transmitted diseases | | |
Hemodialysis (first sessions during first admission) | | |
Chronic diseases (cancer, diabetes, cardiac, ..) | | |
Epidemic / pandemic diseases | | |
Outpatient covers | ||
Ambulatory | | |
Physiotherapy | | |
Diagnostic tests | | |
MRI | | |
CT-Scan | | |
Pet scan | | |
Pre-marital tests | | |
Morphological ultrasound, for a covered delivery | | |
Double, triple, or quadruple tests, for a covered delivery | | |
Amniocentesis for a covered delivery | | |
Guthrie test | | |
STD tests | |
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