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General Overview

No matter how mindful we are about our health, we are still vulnerable to catching diseases and falling into unexpected illnesses or accidents. The potential ensuing hospitalization costs can sometimes be significant. But, worry not.


As leading experts in the Medical Insurance field, we provide policies covering a vast scope of medical care expenses. Whether you get hospitalized following an accident, an illness, or any medical emergency, our plans protect you fully and take away additional stress. Get insured, protect yourself and your family, and keep living your best life.

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Coverages

Panacea Ultra

Benefit from exceptional inpatient care, emergency treatments, and ambulatory services coverage with our comprehensive full-network coverage plan, designed to meet your utmost needs.


As an insured first-class member and in the event of an accident or sudden medical emergency during your travel, you also benefit from a direct billing worldwide insurance cover, subject to your general terms & conditions.

SAMU x LIA Assurex

LIA Assurex clients insured under class A, benefit from SAMU Du Liban service for free, for assistance 24/7 in case of emergency.

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Panacea Essential

Get tailor-made coverage suitable for your most essential and basic medical needs, at reduced costs and from a limited network of qualified service providers.


The following network entities are generally excluded from your Panacea Essential inpatient hospitalization coverage: AUBMC, CMC, Bellevue, LAUMC, Mount Lebanon, and SGHUMC.

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Benefits & Payment Methods

Benefits Panacea Ultra Panacea Essential
In patient cover
Unlimited financial hospitalization limitation
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War and terrorism
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Workmen compensation medical expenses
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Internal prosthesis
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Maternity coverage
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New born child (baby LIA Assurex)
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Incubator
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Congenital cases (baby LIA Assurex)
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Congenital cases (non-baby LIA Assurex)
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Clinical surgeries
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Nursing at home
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Parental accommodation
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Organ transplantation
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Breast reconstructive surgery
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Morgue and burial expenses
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Sleep disorders & polysomnography
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Infertility
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Sexually transmitted diseases
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Hemodialysis (first sessions during first admission)
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Chronic diseases (cancer, diabetes, cardiac, ..)
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Epidemic / pandemic diseases
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Outpatient covers
Ambulatory
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Physiotherapy
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Diagnostic tests
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MRI
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CT-Scan
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Pet scan
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Pre-marital tests
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Morphological ultrasound, for a covered delivery
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Double, triple, or quadruple tests, for a covered delivery
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Amniocentesis for a covered delivery
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Guthrie test
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STD tests
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