Last updated: March 08, 2022
This Privacy Notice describes our policies and procedures on the collection, use and disclosure of your information while using our online services and informs you about your privacy rights and how the law protects you. We use your personal data to provide and improve your experience on our internet-facing platforms. By accessing and using our website, you agree to the collection and use of information in accordance with this Privacy Notice.
For the purposes of this Privacy Notice:
Account means a unique account created for you to access our website or parts of our Service.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to LIA Assurex SAL, located at Bab Idriss, LIA Assurex Building, Down Town, Beirut.
Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses.
Country refers to: Lebanon
Device means any device that can access our website such as a computer, a cellphone or a digital tablet.
Personal Data is any information that relates to an identified or identifiable individual. Service Provider means any natural or legal person who processes the data on behalf of LIA Assurex SAL. It refers to third-party companies or individuals employed by LIA Assurex to facilitate our services, to provide the website on behalf of LIA Assurex SAL, to perform services related to the website or to assist LIA Assurex in analyzing how the website is used.
Usage Data refers to data collected automatically, either generated by the use of the website or from the website infrastructure itself (for example, the duration of a page visit).
Website refers to the platform and service accessible from: http://www.liaassurex.com You means the individual accessing or using the website, or LIA Assurex, or another legal entity on behalf of which such individual is accessing or using this website, as applicable.
While using our website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:
Usage Data is collected automatically while using the website.
Usage Data may include information such as your device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our website that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the website by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.
We may also collect information that your browser sends whenever you visit our website or when you access the website by or through a mobile device.
Cookies or Browser Cookies A cookie is a small file placed on your device. You will need to instruct your browser to accept all Cookies. If you do not accept Cookies, You may not be able to access some parts of our website.
Flash Cookies Certain features of our website may use local stored objects (or Flash Cookies) to collect and store information about your preferences or your activity on our website.
Certain sections of our website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit LIA Assurex, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).
LIA Assurex SAL uses both Session and Persistent Cookies for the purposes set out below:
Necessary / Essential Cookies
Type: Session Cookies
Administered by: LIA Assurex SAL
Purpose: These Cookies are essential to provide you with services available through the website and to enable you to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that you have asked for cannot be provided, and we only use these Cookies to provide you with the best experience on our website.
Cookies Policy / Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: LIA Assurex SAL
Type: Persistent Cookies
Administered by: LIA Assurex SAL
Purpose: These Cookies allow us to remember choices you make when you use the website, such as remembering your login details or language preference. The purpose of these Cookies is to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you use the Website.
LIA Assurex SAL may use Personal Data for the following purposes:
To provide and maintain our website, including to monitor the usage of our website.
To manage your account: to manage your registration as a user of the website. The Personal Data you provide can give you access to different functionalities of the website that are available to you as a registered user.
For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services you have purchased or of any other contract with LIA Assurex through the website.
To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.
To manage your requests: To attend and manage yout requests to LIA Assurex SAL.
For business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by LIA Assurex SAL about our website users is among the assets transferred.
For other purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.
We may share your personal information in the following situations:
- With Service Providers: We may share your personal information with Service Providers to monitor and analyze the use of our website, to contact you.
- For business transfers: We may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of LIA Assurex SAL assets, financing, or acquisition of all or a portion of our business to another company.
- With business partners: We may share your information with our business partners to offer you certain products, services or promotions.
- With other users: when you share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
- With your consent: We may disclose your personal information for any other purpose with your consent.
LIA Assurex SAL will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our website, or if we are legally obligated to retain this data for longer time periods.
Your information, including Personal Data, is processed at LIA Assurex’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, city or country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
Your consent to this Privacy Notice followed by your submission of such information represents your agreement to that transfer.
LIA Assurex SAL will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Notice and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
If LIA Assurex SAL is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Notice.
Under certain circumstances, LIA Assurex SAL may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
LIA Assurex SAL may disclose yout Personal Data in the good faith belief that such action is necessary to:
Comply with a legal obligation
The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Our Service does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact Us. If we become aware that we have collected Personal Data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from our servers.
If we need to rely on consent as a legal basis for processing your information and your country requires consent from a parent, we may require your parent's consent before we collect and use that information.
Our Service may contain links to other websites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Notice of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.
We may update our Privacy Notice from time to time. We will notify you of any changes by posting the new Privacy Notice on this page of the website.
You are advised to review this Privacy Notice periodically for any changes. Changes to this Privacy Notice are effective when they are posted on this page.
If you have any questions about this Privacy Notice, you can contact us, by email on: firstname.lastname@example.org